General Liability Insurance

In addition to professional liability insurance, law firms and solo practitioners need appropriate coverage for general liability. This insurance protects you if someone is injured on your property. Remember, large lawsuits can result from small mishaps.

General liability insurance pays for losses that arise from bodily injuries suffered by others either on your property or as a result of operations off your property. These can include the cost of health care, lost wages and restitution should a death occur. General liability insurance also covers any damage you cause to another person’s property.

It’s smart to protect yourself even if you don’t operate the kind of business in which injuries are expected. General liability insurance protects you if someone slips and falls in your office or if an item in your office causes injury. Every business should be prepared for a possible lawsuit stemming from injuries alleged to have been caused by the physical business or in conjunction with employees of the business.