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Umbrella Insurance:
Do You Need Umbrella Insurance Coverage?
Search For Local Umbrella Insurance Agents
The Formula
The simple formula to use is assets - liability coverage = amount of umbrella coverage. If the total amount of liability insurance you have on your home, auto, or boat is less than the total value of your assets, such as stocks, bonds, 401k and properties, you need umbrella insurance coverage.
It Can Happen to You
Why Do I Need Home Insurance, Auto Insurance or Boat Insurance?
Tragedy can strike at any time. A child may be injured at your home from slipping by your pool or jumping on your trampoline. You can fall asleep at the wheel of your car and cause an accident. You could find yourself the target of a malicious law suite. Without an umbrella policy, your assets could be at serious risk.
Supplement Your Coverage
Umbrella insurance is designed to supplement existing liability policy limits. It may also cover other personal injuries arising from false arrest or imprisonment, malicious prosecution, defamation, invasion of privacy, wrongful entry, or eviction. In addition, umbrella insurance can cover liability issues arising from your involvement with religious or charitable organizations, or serving on a board of civic.
Use an umbrella liability policy to supplement general, auto, and employer’s liability in one premium. If the sum of your current coverage is $2 million and you get sued for $2.5, the need for an umbrella policy is quickly realized. Protect yourself from disaster. Choose a premier insurance company below.
Geico
Safeco
Progo
Progressive
Farmers
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