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Workers Compensation Insurance

Employers of all types must have workers’ compensation insurance, even if they employ just one worker or if the people they pay to work for them are independent contractors.

Failing to have workers’ compensation coverage is a criminal offense. Most states can fine and/or imprison you for this neglect. In addition to that, you’ll still be responsible for paying all bills related to the job-related injury or illness of employees who you did not cover through workers’ compensation insurance. It’s simply not a risk worth taking.

The California Division of Workers’ Compensation puts it best: “You should be aware that workers’ compensation benefits are only the exclusive remedy for injuries suffered on the job when you are properly insured.”

Rates for workers’ compensation insurance are not regulated by most states and therefore can vary from carrier to carrier. It’s important for solo practitioners and law firms just starting out in business to shop around for a carrier that best meets your needs – and not just where price is concerned. Find out, for instance, the level of access various carriers provide to its claims adjusters and how familiar the carrier is with your particular area of legal practice and style of business. Most carriers will be happy to answer these and other pertinent questions.

Not all workers compensation programs are created equal, so you need to shop smart to secure this important coverage that protects you from lawsuits from injured employees and resulting action taken by your state. TheAttorneyStore.com lets you browse our huge list of carriers to find those that give you the specific coverage you need and serve you best. Free Workers– Compensation Guide

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Magna Carta
Business and workers compensation insurance.

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First Cardinal LLC
First Cardinal’s continued growth has made it one of the largest administrators of self-insured groups in the country.

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AmeriSafe
Amerisafe is experienced in providing Workers’ Compensation Insurance to the toughest class of business there is - low frequency, high severity accounts.

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Zurich®
Offers licensed agents backed by a team of dedicated Workers Compensation specialists to help you make your insurance decisions with confidence.

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